Homeowners insurance is required, but that doesn’t mean it’s easy to find the best policy to protect what’s likely your most valuable asset. Legacy Insurance Group helps you find the Homeowners insurance that will meet your needs and provide the most valuable combination of tailored coverage, quality service, and competitive pricing.
Car insurance is about much more than covering damage to your car. You’re at risk every time you get into a car, so you need coverage for not only your vehicle, but for yourself, your loved ones, and any other people who may be harmed as a result of an incident.
Even when you don’t own your home, it stores many things that are important to you – from your clothes and furniture to your sound system, sports gear, and computer. Your renters policy covers your personal property against theft or damage subject to the limits and deductibles you select.
While earthquakes don’t strike regularly, it only takes one minor tremor to cause significant damage to your home’s foundation, resulting in tens of thousands of dollars in damage if not more. Your home is most likely your most valuable asset, so it’s worthwhile to explore the benefits of earthquake insurance.
Protect your investment with coverage that’s designed with boat owners in mind. Legacy will find you comprehensive insurance protection that protects you, your friends, family, your watercraft, and your boating equipment.
RV insurance can protect your motorhome, travel trailer, camper and even your horse trailer. RVs that are for personal, recreational use can be insured for up to 250 days per year.
Condo insurance (also referred to as an H0-6 policy) covers your condo & certain townhome units beyond the limitations of your condo association insurance. Legacy Insurance Group is here to help you understand the differences between a Homeowners policy and Condo policy.
Life insurance is not only the cornerstone of a solid financial plan, but it’s hands down one of the most cost effective ways to protect the people who depend on you financially.
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Flood insurance is for more than just catastrophic flood events—in fact, it only takes a few inches of standing water to cause tens of thousands of dollars worth of damage. This coverage is not included with Homeowners insurance, so Legacy helps ensure you have the flood protection you need.
Motorcycle insurance works very much like auto insurance in that it provides you with many of the same coverages. Legacy covers a full spectrum of vehicles.
Special vehicles, like ATVs, require special insurance. Legacy Insurance Group can find you the specialized coverage you need for your specialized vehicles, so you can protect your investment and focus on having fun.
Choosing the right business or commercial insurance plan for your business can be very confusing. Whether you are a retailer, wholesaler, contractor, or electrician, we can tailor a package to meet your specific needs and requirements.
As a business owner, you may have one or more vehicles, such as delivery vehicles, taxis, limos or buses. The right commercial auto insurance covers you for accidents, injuries and other incidents that can put those investments at risk.
There are many types of independent contractors who all need independent contractors liability insurance and other coverage to match their specific risks. We insure many types of contractors including Landscapers, Electricians, Carpenters, and many more.
There are multiple components that make up a comprehensive Restaurant insurance policy, including General Liability, Workers Compensation, Loss of Income, Property Damage, and Crime & Vandalism.
General Liability Insurance (a.k.a. CGL for Commercial General Liability) is the most basic form of commercial liability coverage. If you own a business, General Liability coverage is mandatory. It only takes one claim to financially cripple your business, so it’s important that you have adequate coverage from a highly rated carrier.
This special type of insurance covers your company building as well as the contents owned by the company. “Property” can include a variety of types: lost income or business interruption, buildings, computers, money, and valuable papers. Under the liability policy coverage, the building should be protected from damaging events such as fire, burglary and vandalism, as well as the aftermath effects of such damage.
If you encounter a loss that exceeds the limits of the coverage you have to manage accidents, mistakes and injuries, the impacts could be devastating. Legacy Insurance Group can help you protect the assets you have today by providing added coverage where you need it most.
Our job as an independent insurance provider is to help you navigate a cumbersome system to find the best fit for your bond requirements, including Surety Bonds, Lost Title Bonds, Contract Surety Bonds, and License and Permit Bonds. We can help you identify your bond needs, provide you with your bond, and help you get it to the party requesting.
Required in most states, Workers Compensation coverage is an insurance program that covers lost wages and medical treatment resulting from an employee’s work-related injury or illness. It also covers services needed to help an employee recover and return to work.
Cyber insurance (typically not included with General Liability insurance) covers your business’ liability for a data breach that includes sensitive customer information. This could include things like Social Security numbers, credit card numbers, account numbers, driver’s license numbers and even medical records.
